Can Mindset Matter More Than Money?
Have you ever asked yourself whether mindset could matter more than money? 🤔💭
The short answer: yes—very often it does. 💡✨
In the blog post on “Can Mindset Matter More Than Money?”, Angela Totman shares her journey from corporate accounting into entrepreneurship education, and how the shift in her mindset made all the difference. 🌱➡️🚀
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But her story is more than a personal anecdote—it illustrates a deep principle: that how we think about money shapes what we do with money, and ultimately what money does for us. 💰🧠💫
In this article I’ll unpack that principle, pull out three key lessons from Angela’s story, show how they apply in real-life, and offer actionable steps for you to shift your mindset and apply it to your wealth building journey. Let’s dive in! 🚀🔥
1. Mindset precedes mechanics 🧠⚙️
In the post, Angela noted that while her programs (like “Money Mastery”, “Essential Components of a Successful Business”) teach the technical side of finance, she insists that the bigger barrier is mindset and behavior.
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In other words: knowing how to do things (budgeting 📊, investing 📈, building systems 🗂️) is necessary—but not sufficient. What matters more often is: what you believe, how you feel, and what you allow yourself to do. 💭❤️🔑
Behavioral finance research confirms this: mindset governs behavior.
For example, if you believe financial success is out of reach, you’re less likely to try. 😞🚫
creighton.edu
If you believe you can succeed, you find ways. That belief becomes your engine. 🔥🚀
🧠 Take-away:
Before optimizing your spreadsheets or investment portfolio, check your mindset.
What are you telling yourself about money?
Are you in a scarcity story:
“I’ll never have enough” 😔
“It’s too risky” ⚠️
Or an abundance story:
“I can learn” 📚
“There are opportunities for me” 🌟
2. The power of association + structure 🤝🏗️
Angela’s story also emphasizes the synergy between:
✨ Vision + Strategy (from Sharon Lechter)
and
✨ Execution + Accountability (Angela’s role).
vastsolutionsgroup.com
In practice: mindset matters, but so do structures, systems, habits, community.
If you have a winning mindset but no execution → it stalls. 🛑
If you have great tools but a limiting mindset → you under-utilize them. 🧰❌
Translation:
You become who you’re around, and what you repeatedly do.
🎯 Action step:
Join a group, mentorship, or peer-accountability arrangement. 👥💬
Set up simple routines — such as:
📆 Weekly “mindset check-in”
📝 Monthly ambition review
These align your thinking with your action. 🚀
3. The ultimate goal: generational wealth + purpose 🏡💼🌱
Angela isn’t just focused on making money—she’s focused on:
✔️ Generational wealth
✔️ Real estate investing
✔️ Legacy building
This signals a mindset shift:
Money isn’t the end.
Money becomes a tool. 🛠️💰
The goal is something bigger: freedom, impact, legacy, contribution. 🌍✨
When you orient around something bigger than money, you break free from the trap of:
“I’ll be happy when I have X pesos.” 😣💸
Instead you ask:
🌟 “What impact do I want to make?”
🌟 “What kind of life do I want to live?”
🌟 “What legacy do I want to leave?”
➤ Reflection exercise:
What does “enough” look like for you—
not in terms of pesos,
but in terms of freedom, influence, values, fulfillment? 🙌💛
How do you want to feel when you wake up? ☀️
How do you want to use your resources?
Why this matters for you & me 💬🤝
If you’re stuck in a “money chase” rut — constantly hustling but never feeling secure — the problem is likely mindset, not income. 🏃♂️💸😰
If you have good income but still feel anxious about money — mindset is still the limiting factor. 💭🔒
If you’re building something bigger than yourself — a business, a legacy, investments — then the mindset + behavior combo becomes essential. 🧱📈
Supporting insights:
💡 Your money mindset significantly influences how you save, spend, invest, and view opportunities.
WalletHub
💡 People who believe they can succeed financially are far more likely to take positive action.
creighton.edu
💡 Shifting from scarcity to abundance mindset opens the door to growth and new opportunities.
McGraw Hill
How to shift your mindset (practical steps) 🛠️🧠🌟
Here are five actionable steps to begin changing your mindset so that your money serves you, not the other way around.
1️⃣ Identify limiting beliefs
Write down statements you believe about money:
“Money is hard to get” 😣
“I don’t deserve wealth” 😞
“Rich people are greedy” 😒
Ask:
❓ Where did this belief come from?
❓ Is it helping or hurting me?
Replace with empowering beliefs:
💛 “I am worthy of abundance.”
💛 “I learn and grow when I invest in myself.”
2️⃣ Define your “why” & values 🎯💛
What do you truly want wealth for?
Security? 🛡️
Impact? 🌍
Time freedom? ⏳
Legacy? 🧬
Knowing your why keeps you aligned when challenges come.
3️⃣ Build habits aligned with growth 📅🔥
✔ Have a weekly money mindset check (journal or reflect)
✔ Set small, doable financial actions
✔ Automate saving/investing so willpower isn't required
4️⃣ Associate with the right people + environment 🤝🌟
Surround yourself with:
🔥 Entrepreneurs
🔥 Thinkers
🔥 Visionaries
🔥 Abundance-minded people
Avoid energy vampires. 🚫😩
5️⃣ Expand your vision beyond money 🌈📌
Create a vision board, write a personal mission, map out your ideal life.
When your goal is bigger than money…
your motivation, persistence, and clarity multiply. 🌟🚀
Final Thoughts 🌟💬
Here’s the truth:
Money alone is not the solution—it’s a magnifier. 🔍💰
If you’re swimming in a poor mindset, more money only amplifies the problems. 😬🌊
But with a strong, healthy mindset?
Money amplifies your:
✨ Purpose
✨ Freedom
✨ Impact
✨ Legacy
Angela’s journey shows that shifting from a corporate mindset to a wealth-building, entrepreneurial, real-estate mindset wasn’t just about more money—it was about changing her story, building structure, aligning values, and thinking bigger.
So ask yourself:
💭 “What story am I telling myself about money?”
💭 “What new story do I want to live?”
The answer to that may matter far more than the amount in your bank account. 💡💰✨
Here’s to thinking differently, acting boldly, and building wealth with meaning. 🌱🔥💛
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