Essential Commercial Property Financing FAQs: Insights by Kenner French of Vast Solutions & CommLoan

You ready for a set of 20 FAQs and responses about both commercial property financing,, Vast Capital which is powered by

First, I am R. Kenner French and I am with, Vast Capital which is powered by and you are going to like this…

**1. Q: What is commercial property financing?**

A: Commercial property financing refers to obtaining loans or other financial assistance specifically to purchase, develop, or refinance commercial properties, such as office buildings, retail spaces, warehouses, or apartment complexes.

**2. Q: How does commercial property financing differ from residential financing?**

A: Commercial financing usually involves higher loan amounts, different appraisal processes, more complex loan structures, and often requires borrowers to demonstrate the profitability of the business or property being financed.

**3. Q: What types of commercial properties can be financed?**

A: Almost any type of commercial property can be financed, including office buildings, shopping centers, industrial facilities, multi-family residential properties, hotels, and special purpose buildings like gas stations or car washes.

**4. Q: What are typical loan terms for commercial financing?**

A: While terms can vary widely, typical commercial loans might have terms ranging from 5 to 20 years, with amortization periods often longer than the actual loan term.

**5. Q: How are interest rates determined for commercial loans?**

A: Interest rates for commercial loans are often based on various factors such as the creditworthiness of the borrower, the value and profitability of the property, and prevailing market rates.

**6. Q: What is a loan-to-value (LTV) ratio in commercial financing?**

A: The LTV ratio represents the amount of the loan in relation to the appraised value of the property. For example, an 80% LTV means the loan amount is 80% of the property’s value.

**7. Q: What is**

A: is a digital platform designed to streamline the process of securing commercial real estate loans. It matches borrowers with suitable lenders based on their unique needs and profiles.

**8. Q: How does work?**

A: Borrowers submit their loan requirements and details on The platform then uses its technology to match these requirements with its vast network of lenders to find the best fit.

**9. Q: Are there fees associated with using**

A: CommLoan may earn a commission or fee based on successful loan closures. It’s essential to check the platform’s terms or consult with their representatives to understand any costs involved.

**10. Q: What advantages does offer over traditional brokerages?**

A: offers a broader range of lender options, streamlined application processes, potential for better loan terms, and often faster response times due to its technology-driven approach.

**11. Q: How secure is my information on**

A: typically uses advanced encryption and cybersecurity measures to protect users’ data. However, always review their privacy policy and terms before submitting sensitive information.

**12. Q: Can I refinance an existing commercial property loan through**

A: Yes, caters to both new loan acquisitions and refinancing of existing loans.

**13. Q: What are some common types of commercial loan products available on**

A: Some of the products include fixed-rate loans, variable-rate loans, bridge loans, construction loans, and mezzanine financing, among others.

**14. Q: Can first-time commercial property buyers use**

A: Absolutely. serves both seasoned investors and first-time commercial property buyers.

**15. Q: How important is my credit score in securing a commercial loan?**

A: While credit scores are important, lenders also focus on the property’s profitability, your business financials, and your experience in managing commercial properties.

**16. Q: Can help if I have a unique or challenging financing situation?**

A: Yes, due to its vast network of lenders, can cater to diverse and unique financing requirements that might be challenging in traditional settings.

**17. Q: Is pre-approval available through**

A: Many lenders within the CommLoan network offer pre-approval options, which can give borrowers a better understanding of what they qualify for.

**18. Q: How long does the loan process typically take through**

A: The time can vary based on the complexity of the deal and the specific lender’s processes. However, using might expedite the matching and initial stages of the process.

**19. Q: Are there any educational resources on for new borrowers?**

A: Most platforms like offer resources, articles, and guides to help users understand commercial real estate financing better.

**20. Q: Can I use for financing commercial properties outside the U.S.?**

A: primarily focuses on the U.S. market. If you’re interested in international financing, you’d need to check with the platform directly or consider specialized international financing options.

Again, I am Kenner French and I am with, Vast Capital which is powered by and thank you for spending time with me learning about commercial property financing and Vast.


Kenner French, is a former small business contributor at, author of three books, an executive at AI-focused and, a keynote speaker, and a Dave Matthews Band fan!

Kenner French

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...of ABC's Shark Tank says in this video that Kenner is using AI "in an innovative way to help (entrepreneurs) save on taxes." Kenner has saved hundreds (if not thousands) of entrepreneurs IRS/tax dollars, increase wealth, and protect their financial legacy. His strategy can work for you as it has so many entrepreneurs across the globe!
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