Essential Commercial Property Financing FAQs: Insights by Kenner French of Vast Solutions & CommLoan

You ready for a set of 20 FAQs and responses about both commercial property financing,, Vast Capital which is powered by

First, I am R. Kenner French and I am with, Vast Capital which is powered by and you are going to like this…

**1. Q: What is commercial property financing?**

A: Commercial property financing refers to obtaining loans or other financial assistance specifically to purchase, develop, or refinance commercial properties, such as office buildings, retail spaces, warehouses, or apartment complexes.

**2. Q: How does commercial property financing differ from residential financing?**

A: Commercial financing usually involves higher loan amounts, different appraisal processes, more complex loan structures, and often requires borrowers to demonstrate the profitability of the business or property being financed.

**3. Q: What types of commercial properties can be financed?**

A: Almost any type of commercial property can be financed, including office buildings, shopping centers, industrial facilities, multi-family residential properties, hotels, and special purpose buildings like gas stations or car washes.

**4. Q: What are typical loan terms for commercial financing?**

A: While terms can vary widely, typical commercial loans might have terms ranging from 5 to 20 years, with amortization periods often longer than the actual loan term.

**5. Q: How are interest rates determined for commercial loans?**

A: Interest rates for commercial loans are often based on various factors such as the creditworthiness of the borrower, the value and profitability of the property, and prevailing market rates.

**6. Q: What is a loan-to-value (LTV) ratio in commercial financing?**

A: The LTV ratio represents the amount of the loan in relation to the appraised value of the property. For example, an 80% LTV means the loan amount is 80% of the property’s value.

**7. Q: What is**

A: is a digital platform designed to streamline the process of securing commercial real estate loans. It matches borrowers with suitable lenders based on their unique needs and profiles.

**8. Q: How does work?**

A: Borrowers submit their loan requirements and details on The platform then uses its technology to match these requirements with its vast network of lenders to find the best fit.

**9. Q: Are there fees associated with using**

A: CommLoan may earn a commission or fee based on successful loan closures. It’s essential to check the platform’s terms or consult with their representatives to understand any costs involved.

**10. Q: What advantages does offer over traditional brokerages?**

A: offers a broader range of lender options, streamlined application processes, potential for better loan terms, and often faster response times due to its technology-driven approach.

**11. Q: How secure is my information on**

A: typically uses advanced encryption and cybersecurity measures to protect users’ data. However, always review their privacy policy and terms before submitting sensitive information.

**12. Q: Can I refinance an existing commercial property loan through**

A: Yes, caters to both new loan acquisitions and refinancing of existing loans.

**13. Q: What are some common types of commercial loan products available on**

A: Some of the products include fixed-rate loans, variable-rate loans, bridge loans, construction loans, and mezzanine financing, among others.

**14. Q: Can first-time commercial property buyers use**

A: Absolutely. serves both seasoned investors and first-time commercial property buyers.

**15. Q: How important is my credit score in securing a commercial loan?**

A: While credit scores are important, lenders also focus on the property’s profitability, your business financials, and your experience in managing commercial properties.

**16. Q: Can help if I have a unique or challenging financing situation?**

A: Yes, due to its vast network of lenders, can cater to diverse and unique financing requirements that might be challenging in traditional settings.

**17. Q: Is pre-approval available through**

A: Many lenders within the CommLoan network offer pre-approval options, which can give borrowers a better understanding of what they qualify for.

**18. Q: How long does the loan process typically take through**

A: The time can vary based on the complexity of the deal and the specific lender’s processes. However, using might expedite the matching and initial stages of the process.

**19. Q: Are there any educational resources on for new borrowers?**

A: Most platforms like offer resources, articles, and guides to help users understand commercial real estate financing better.

**20. Q: Can I use for financing commercial properties outside the U.S.?**

A: primarily focuses on the U.S. market. If you’re interested in international financing, you’d need to check with the platform directly or consider specialized international financing options.

Again, I am Kenner French and I am with, Vast Capital which is powered by and thank you for spending time with me learning about commercial property financing and Vast.


Kenner French, is a former small business contributor at, author of three books, an executive at AI-focused and, a keynote speaker, and a Dave Matthews Band fan!

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